Goal Saver

Be rewarded when you save each month and make no withdrawals

Goal Saver

Bonus rate

Includes standard rate

Variable interest rate for balances up to and including $3 million:

3.60%p.a. 1

Applies when you make at least one deposit of $50, maintain a credit balance and make no withdrawals or transfers in the month.

Standard rate

Excludes bonus rate

Variable interest rate for balances up to and including $3 million:

0.05 %p.a. 1

Applies when bonus conditions are not met.




Variable interest rate for balances over $3 million:

0.00%p.a. 1


Predictable

Set up a regular savings plan and be rewarded with interest calculated daily and paid monthly.

Realistic

Bonus interest conditions give you an incentive to save without dipping in.

Easy

It’s easy to keep track of your savings goals with alerts and our mobile app.

Features 

$0

Alerts

Set up free SMS and email alerts via Internet Banking to keep track of your balance.

$0

Monthly fees

No monthly fees so you can maximise your savings.

$50

Minimum monthly deposit

No big hurdles – you’re rewarded even if you’re starting small.

How to apply

Using our online application form, you can apply to become a member and open an account. We will verify your ID online and if unsuccessful, will contact you to get another form of ID.

Apply online

Invest for a term

Take a look at our latest term deposit options for more ways to grow your nest egg.

Find out more

Fees and charges

You will be charged for Staff Assisted transactions and other specially requested services. Refer to our latest fees and charges schedule for more information.

Fees and charges

1  Rates are current as at 01/09/25 and subject to change without notice. Standard interest of 0.05% p.a. applies when bonus conditions are not met. Bonus is paid when you make at least one deposit of $50 by 6pm on the last day of the month AEST/AEDT, if the account remains in credit at all times (i.e. the account must not be overdrawn at any time during the month, including during a day, or when the balance is carried forward from the previous month) and you make no withdrawals or transfers in the month. Standard interest and bonus interest will not be payable on balances over $3 million. Balances over $3 million will earn nil interest. If closing your account, interest for the month will be calculated as at the end of the previous day. You can view Target Market Determinations here .